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Page Number: 46

The Single Parent, Child, and Widow Welfare Fund

Pre-school Elementary school students Middle school students High school students University students

This is a system that offers loans of various types, such as education funds, in principle without interest, in order to promote the economic independence of single parent families and the welfare of their dependent children.

Eligibility Criteria

  1.  Mothers (or fathers) of single-parent families and their dependents under 20 years old
  2.  Widows (former heads of single-mother families) and their dependents over 20 years old
  3. Children under 20 years of age without parents

Details on Types of Loans

Please refer to the List of Single Parent, Child, and Widow Welfare Funds on the next page.
Within the loan limit, we will lend you the actual amount you need to cover your expenses.

Loan Requirements

  1. Borrowers (those eligible to apply for the loan)
    In principle, a borrower must be a single parent (mother or father) of a child, a widow with a child, or a parentless child under 20 years of age.
    When borrowing from funds for school matriculation and graduation, training, or employment, the eligible children will be jointly liable for the borrower's debts.
  2. Joint Guarantor (the person who jointly assumes the debt)
    In principle, one joint guarantor is required when borrowing from funds other than those for school matriculation and graduation, training, and employment.
    *Joint guarantors may also be required to borrow from the funds for school matriculation and graduation, training, and employment.
  3. Other Requirements
    Each loan program has its own income and other requirements. For more information, please contact us at the address below.

Repayment Method

Each fund has an established repayment period, and within that period, in principle, the funds will be debited from the designated account in monthly installments.

Application Procedure

To apply for a loan, please first contact the Family and Child Consultation Office of the ward where you live for advice. If you are deemed eligible for a loan, you will receive the necessary documents for application.
Loan eligibility is determined after a screening process.

Contact Information

Family and Child Counseling Section, in the Child Rearing Support Division of each ward office

 

List of Single Parent, Child, and Widow Welfare Funds
Type of Loan Details Loan Limit
School Education Loan This covers the necessary expenses for your child to attend high school, college, or vocational school.    
 
  Type of school Commuting between home and school Not commuting between home and school   Type of school   Commuting between home and school Not commuting between home and school
High Schools
Vocational Schools (Advanced Courses)		 National or Public Schools 27,000yen 34,500yen Junior Colleges
Vocational Schools (Specialized Courses)		 National or Public Schools 67,500yen 96,500yen
Private Schools 45,000yen 52,500yen Private Schools 93,500yen 131,000yen
Advanced Vocational Schools National or Public Schools 31,500yen 33,750yen Universities National or Public Schools 71,000yen 108,500yen
Private Schools 48,000yen 52,500yen Private Schools 27,000yen 27,000yen
Vocational Schools (Specialized Courses) National or Public Schools 67,500yen 78,000yen Graduate Schools Master's Degrees 132,000yen
Private Schools 89,000yen 126,500yen Doctorate Degrees 183,000yen
Vocational Schools (General Courses) 51,500yen   *The amount is the loan limit (monthly)
   
School Expense Fund This fund covers expenses such as the entrance fees required for admission to a high school, junior college, university, technical college, vocational school, or training facility designated by the Minister of Health, Labor and Welfare as a facility for acquiring knowledge and skills. The following table refers to:
 
  Type of school Commuting between home and school Not commuting between home and school   Type of school Commuting between home and school Not commuting between home and school
High Schools or Advanced Vocational School
Vocational Schools (Advanced Courses)		 National or Public Schools 150,000yen 160,000yen Universities or Junior Colleges
Vocational Schools (Specialized Courses)		 National or Public Schools 410,000yen 420,000yen
Private Schools 410,000yen 420,000yen   Private Schools 580,000yen 590,000yen
Vocational Schools (General Courses) 150,000yen 160,000yen Graduate Schools National or Public Schools 27,000yen 380,000yen
Training Facilities and Schools 272,000yen 282,000yen   Private Schools 27,000yen 590,000yen
             
Student Loan This covers the expenses necessary for a child to acquire the requisite knowledge and skills to start a business or find employment. Monthly 68,000yen
Automobile License 460,000yen
Fund to Cover Employment Expenses This covers expenses directly required of the single parent and the dependent child to find employment.   100,000yen
Vehicle Purchase 330,000yen
Skills Acquisition Fund This covers the necessary expenses for a single parent to acquire the knowledge and skills needed to start a business or to find employment.  Monthly 68,000yen
Automobile License 460,000yen
Medical Care Fund This covers expenses necessary for a single parent and children to receive medical treatment or nursing care. Medical Care 340,000yen
Special 480,000yen
Nursing Care 500,000yen
Marriage Fund This covers expenses required for your child's wedding.   300,000yen
Living Expense Fund This provides the funds needed to maintain the applicant's livelihood during the period in which the applicant is acquiring knowledge and skills, receiving medical care, until seven years have passed from the time when the applicant became a single woman (man), or when the applicant is unable to find a job, despite having the desire and ability to work after leaving a job (within 1 year from the date of separation from employment).  105,000 yen per month
141,000 yen for a person who is acquiring skills
If the single parent is not the main income provider: 70,000 yen
Relocation Fund This covers the necessary moving expenses.    260,000yen
Housing Fund This covers the expenses necessary for repairing, expanding, or reconstructing a residence that is currently occupied and owned by the applicant.   1,500,000yen
Special 2,000,000yen
Business Start-up Fund This covers the expenses necessary to start a business.   3,030,000yen
Business Continuation Fund This covers the expenses necessary to continue a currently operating business.   1,520,000yen
Department: Child and Family Consultation Room, Child-Rearing Support Section

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